Tuesday, July 22, 2014

Our Loan Programs, Our Pricing, Our Process... Our Difference.

Loan programs, of course are going to be pretty standard across the board; with the exception of a few that set us apart from our competition.

One thing is for sure, it isn't always the program as much as the process... And above that it isn't always the process, as much as the service and experience through it all.

(You could go with a competitor, close in 90 days and cry for 75 of them with your client- but none the less close...)

We want our clients to know that this process from start to finish can be painstaking in any regard gathering documents, signing paperwork until your wrist is in a sling....

The Green Team with Movement offers the following assurance to our real estate partners:
  • Open communication and first hand updates.
  • No down time, you can reach a member of our team at all times.
  • Step by step guidance to your clients and if needed, catered time for their schedules to walk them through all steps as many times as needed. No Complaints. No Worries.
  • Restructuring of difficult files. - We are approached monthly by realtor partners... Saying the same thing.. "This should have went to you first." Although, we cringe knowing we may not have had the first look, we always smile and let them know- we CAN and WILL do what is needed to save their CLIENT and put them into their new home. If we can't help at the moment, we can place them on a game plan and follow up in a few days, weeks, or whatever time frame to turn them into a lead. Then Contact the Agent and let them know the client is and should be ready...
  • WHO Else manages your future money?

We offer 100% loan programs, JUMBO, Down payment assistance- and most recently won the top lender award with the NC Housing Administration.

Our MCC Program- allows for clients who opt for this option to gain back an additional $2000.00 of their annual income as a tax credit from their employer... it allows for more money back to them for using it. MOST of our competitors do not offer this program or are completely unfamiliar with it.

Our conventional programs are competitive and we have some rate leniency*(within our daily rate sheet) to help get your buyer on board, off the market from shopping and on their way to a fully underwritten file without even having a purchase agreement in place.

THATS RIGHT: We can fully underwrite on a TBD file- No contract needed. So your buyer turned into as good as a CASH deal for you. Best of all: we underwrite after docs received in 24 hours. Our Clear to Close goal based on our company core is 7 days... WHAT!?!

Other Programs Include:
203k Purchase  203k Streamline  FHA   USDA  VA  HOMEPATH    Reverse Mortgage  REHAB and BOND.
 
We sit with our agents, help them with how to create an online presence, social media and walk them through how to market to assist with gaining momentum for their potential clients.
 
 

Social Media Tip of the Week for Real Estate Agents

MUST HAVE APPS for your Mobile Phone
 
1. zillow- property search and hidden inventory access- other then MLS
 
2. Google Maps- Must have! When you have a list of properties for a client- it will route you to best- closest to keep you from back tracking.
 
3. Mortgage Calculator- Please do not become a loan officer with this app! BUT please use it to give clients fair outlooks on what to expect- with down payment, etc.. for their housing payment. It may get you honing in on your search and closing quicker!
 
4. Sitegeist- multitude of uses! Depending on your location- it will pull up things like: avg. age of residence, political contributions, avg. temp, commuting trends, and popular nearby places. BE in the KNOW.
 
5. Vert- 'anything and everything' agents deal with lots of different metrics- this allows for: size, weight, volume, length and currency to be toyed with all in one handy app!
 
6. Cam Scanner- With purchase contracts, due diligence agreements, and all the other documents your clients have to sign and send back.. what if- you could have them download the app, sign your papers and scan them with their phone? (FREE APP!) they look like real scans and it keeps your clients who doesn't have scanning capabilities happy and not traveling to kinkos or the office when they can easily do it from their phone. UHHH MAZING!
 
 
7. Dropbox- Keep track of your clients- put their documents here, share the folder (secured and on a cloud) You can even share with clients, lawyers and others if needed. Will save you 10000 emails- that is for sure!
 
8. PDF Escape- for your clients who have digital signatures stored on their computer, this will allow for them to sign and date your documents with the click of a button and input their signature. Speeding up your purchase process!
 
9. Sign Easy- If you are on the go as an agent, and need to sign something... Create an account- Create a signature, and when needed just add to any document sent to you- SAVING time from having to visit the office or do later.. Open email - open attachment- click to sign and email back to original sender. HOW AWESOME! GREAT for addendums and rush issues!
 
 
10. Magic Plan I am not going to lie, I love this APP! - Measures rooms and draws floor plans- JUST BY taking pictures.. SO if your client wants to know how big a room is- or if something might fit, easy enough... Also as a listing agent- this is MAGICAL to have for potential buyers on hand. I cant tell you how many times when we were looking did we want to know how the measurements panned out... SO AWESOME!
 
OTHERS INCLUDE: (Notable mention, like in sports.)
Open house Manager- Streamlines communication to buyers etc.. / BizKinetic Real Estate- Manages Leads, contacts etc.. / Agent Folio- allows for easy presentation etc.. of potential homes for buyer instead of just MLS list.
 
 
Remember we are here to help. We want to streamline your client and their process.
We want you creating happy clients because we get you to the closing table.
 
Signing off.
- T. C. Green


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